Like Us! Follow Us! Pin Us!
Need Mortgage Help?
(800) 498-6141
Fast Mortgage Rate Quotes

Category | New Jersey Mortgage

Three Tips to Help Improve Your FICO Score

If you’re thinking of buying a car or house, your FICO score is the ultimate three-digit number determining your approval. The interest rate that you have to pay also depends on it. Unlike a crash diet to help lose weight fast, there is no quick fix to improve your FICO score, and the best advice […]

Read The Full Post »

Tags: , ,

Where a Mortgage Figures in Estate Planning

There are many people who don’t think that planning their estate is something they have to care about, as they don’t own that much. But this is where they make the mistake because everybody has something they would like to pass on to someone once they are gone. Without an estate plan with proper instructions, […]

Read The Full Post »

Tags:

Newlywed Mortgage Basics

Purchasing a new home together can be a wonderful way to start a new journey of togetherness for newlyweds. This new home will be an abode in which to share beautiful memories and happiness. Buying a new home involves a huge investment; you need to be quite cautious at every step of buying a new […]

Read The Full Post »

Tags:

FHA Mortgage Versus Conventional: Which is Best?

If conventional loans are like square pegs for square holes, FHA loans have government backing that square’s the circle and helps put the round peg in that same square hole. There is a cost to this, so logically you don’t want to pay any more than you have to. FHA and similar government backed home […]

Read The Full Post »

Tags: ,

Avoiding Foreclosure When Money Is Tight

Avoiding foreclosure on your home, after a huge investment of your money and time, is the number one priority of the new homeowner. But you can’t have what you want just by dreaming, you need to continue to budget your spending according to what you can afford. You will need to carefully judge the affordability […]

Read The Full Post »

Tags:

Balloon Mortgages And When They Make Sense

It sounds a little strange doesn’t it that companies would come up with the name “balloon” to describe a mortgage. However, it makes more sense when you understand what a balloon mortgage is. It allows you to borrow a larger amount, paying only on a percentage of what is borrowed, and then making one “balloon” […]

Read The Full Post »

Tags:

Down Payment Funding Using a 401K and Other Sources

When you decide to go into the market to buy a home you may have a slight shock at the costs that it takes to get you there. All too often buyers find that the funds that they thought would cover the down payment are rapidly depleted by the cost of getting to the purchase […]

Read The Full Post »

Tags: , , ,

Home Loan Financing Basics: How Much Home Can I Afford?

How much home can I afford? That has got to be the question in every potential homebuyer’s mind. Regardless of your savings, credit history or monthly budget, when it comes to home loan financing, it can be tricky to guess at home much home you can afford. Home Loan Financing Gets You Into The Market The […]

Read The Full Post »

Tags: ,

How Does Mortgage Refinancing Work?

Reasons To Consider Mortgage Refinancing Refinancing in mortgage lending is when a homeowner, who has existing financing on their home returns to the market and replaces the existing mortgage, hopefully on better rates and terms than the original. There are many good reasons to consider refinancing your home but it might require a careful examination […]

Read The Full Post »

Tags: , , , , ,

What Are Comparable Sales and How Are They Used in Appraising Your Home

When your agent does a market analysis or a certified appraiser provides an appraisal for your home, the most important indicator of the local market and the market value of your home, comes from what other similar and comparable homes in the market have previously fetched on the market. Comparable Sales Roles In Appraisal Looking […]

Read The Full Post »

Tags: ,

  • Page 1 of 2
  • 1
  • 2
  • >
Mortgage Rates