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Category | Mortgage Resources

Three Tips to Help Improve Your FICO Score

If you’re thinking of buying a car or house, your FICO score is the ultimate three-digit number determining your approval. The interest rate that you have to pay also depends on it. Unlike a crash diet to help lose weight fast, there is no quick fix to improve your FICO score, and the best advice […]

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Where a Mortgage Figures in Estate Planning

There are many people who don’t think that planning their estate is something they have to care about, as they don’t own that much. But this is where they make the mistake because everybody has something they would like to pass on to someone once they are gone. Without an estate plan with proper instructions, […]

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Newlywed Mortgage Basics

Purchasing a new home together can be a wonderful way to start a new journey of togetherness for newlyweds. This new home will be an abode in which to share beautiful memories and happiness. Buying a new home involves a huge investment; you need to be quite cautious at every step of buying a new […]

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Avoiding Foreclosure When Money Is Tight

Avoiding foreclosure on your home, after a huge investment of your money and time, is the number one priority of the new homeowner. But you can’t have what you want just by dreaming, you need to continue to budget your spending according to what you can afford. You will need to carefully judge the affordability […]

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Balloon Mortgages And When They Make Sense

It sounds a little strange doesn’t it that companies would come up with the name “balloon” to describe a mortgage. However, it makes more sense when you understand what a balloon mortgage is. It allows you to borrow a larger amount, paying only on a percentage of what is borrowed, and then making one “balloon” […]

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Down Payment Funding Using a 401K and Other Sources

When you decide to go into the market to buy a home you may have a slight shock at the costs that it takes to get you there. All too often buyers find that the funds that they thought would cover the down payment are rapidly depleted by the cost of getting to the purchase […]

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Home Loan Financing Basics: How Much Home Can I Afford?

How much home can I afford? That has got to be the question in every potential homebuyer’s mind. Regardless of your savings, credit history or monthly budget, when it comes to home loan financing, it can be tricky to guess at home much home you can afford. Home Loan Financing Gets You Into The Market The […]

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What Are Comparable Sales and How Are They Used in Appraising Your Home

When your agent does a market analysis or a certified appraiser provides an appraisal for your home, the most important indicator of the local market and the market value of your home, comes from what other similar and comparable homes in the market have previously fetched on the market. Comparable Sales Roles In Appraisal Looking […]

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Fixed Rate Vs Adjustable Rate Mortgages

There are many ways that you could structure a home loan payment but there are some that are more popular and well known than others. Overall, they fall into one of two main categories defined by the terms of the interest payment: Fixed interest rates throughout the term of the loan and adjustable rate mortgages (ARMs). […]

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Five Smart Moves A First Time Buyer Should Consider

Get Familiar With The Territory As daunting as it may seem before you start, there are only a finite number of things that you need to know to be a confident first time buyer. Your quest for home ownership is exciting to you but it is not a new thing; people have been buying real […]

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